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clip do you need prescription flagyl elect The department measures colleges' "cohort default rates," which track the number of borrowers who default within a certain period of time. The national two-year cohort default rate rose from 9.1 percent in fiscal year 2010 to 10 percent in the fiscal year 2011. Similarly, the three-year cohort default rate rose from 13.4 percent in 2009 to 14.7 percent in 2010.